Privacy Policy

Rev. 9/17

Privacy Notice:

FACTS WHAT DOES AVAIL BLUE DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depends on the product or service you have with us. This information can include:
  • Social security number
  • Income and account transactions
  • Account balances and payment history
  • Credit history and credit scores
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Avail Blue chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Avail Blue share? Can you limit the sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO
For our marketing purposes – to offer products and services to you YES NO
For joint marketing with other financial companies NO NO
For our affiliates' everyday business purposes – information about your transactions and experiences YES NO
For our affiliates' everyday business purposes – information about your creditworthiness YES YES
For our affiliates to market to you YES YES
For nonaffiliates to market to you YES YES
To Limit Our Sharing
  • Call 888-985-3171 – our menu will prompt you through your choice(s) or
  • Email us at: [email protected]
Please Note: If you are a new customer, we can continue sharing your information 30 days from the date we provide you this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.
QUESTIONS? Call 888-985-3171 or email us at [email protected]
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Who we are  
Who is providing this notice? Avail Blue is a company wholly owned by the Federally Recognized Native American Tribe the Lac du Flambeau Band of Lake Superior Chippewa Indians of Wisconsin and is licensed to make consumer loans to valued customers for their short-term financial needs.
What we do  
How does Avail Blue protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with Tribal and federal law. These measures include computer safeguards and secured files and buildings.
All information collected is stored in a secure environment.
How does Avail Blue collect my personal information? We collect your personal information, for example, when you
  • Apply for a loan
  • Give us your income information
  • Provide account information
  • Provide employement information
  • Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes, information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • We do share with affiliates. Our affiliates include other business entities of the Lac du Flambeau Band of Lake Superior Chippewa Indian Tribe.
Nonaffiliates Companies not related by common control. They can be financial or nonfinancial companies.
  • Nonaffiliates we share with can include service providers and data processors.
Joint
Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • AvailBlue does not jointly market.