Questions & Answers

A consumer installment loan is a quick and simple way to obtain a short term loan that has a set start date and set end date, and provides a sensible alternative to costly bounced checks, late payment charges, or surprise expenses.

It is important to remember the longer the length of your loan, the more expensive it will be for you. Please consider all of your options ahead of time.

Absolutely. A low credit score will not necessarily prevent you from qualifying for a Avail Blue Installment Loan. Even if you have been turned down by other lenders in the past, as long as you are employed and receiving steady income, we may be able to still qualify you for an installment loan. Please complete an application online and one of our specialists will follow up with you.

We offer loans up to $1,200.00.

Deposits will be sent via ACH for delivery the next business day if approved by 4:30 pm CST.

You can apply for a loan 24/7 by clicking here. Once approved, you can access your loan information 24/7 through our Member Area on the website. Our representatives can be reached Monday-Friday from 8:00am to 4:30pm CST by calling 888-985-3171.

Yes, you can pay the consumer installment loan off earlier than your due date and we always encourage this of all of our customers. This is called a prepayment. If you pay off this consumer installment loan early, you will not have to pay a prepayment penalty.

Please refer to our RATES page.

When you receive your loan agreement, you will notice a chart that illustrates the worst case scenario for customers who choose to make only the minimum payments and keep their loan open for the maximum term. Although we encourage you to pay off as soon as possible, we offer you the flexibility to pay off your loan in a timeframe that best suits your financial circumstances. However, since our installment loans are intended to be a short term solution, in the same manner that you would likely not rent a car for an entire year, we do not recommend keeping the loan open for an extended period of time. Our installment loans are best suited for customers who plan to pay off their principal balance within 1 – 3 months, if not sooner..

Three business days after the loan is paid in full.